Ask the Holy Spirit to bring to mind anyone whom you need to forgive. Respond to His prompting and specifically name each person. Remember, the ones that you find hardest to forgive are the ones you most need to forgive. You can use these words:
I forgive all who have harmed me or wronged me in the past. In particular, I forgive (name those who you need to forgive). It is done in heaven.
Forgiveness is a decision. It is not an emotion. Yet, psychologically, you may still find it difficult to forgive someone who really harmed you. This is when you take it upon yourself to pray a short prayer for that person including the above prayer every day for ten days. It will also be done in your mind.
Why is the important? God offers to forgive your ten million dollar debt to Him if you forgive a ten thousand dollar debt for someone is owed you. If you persist in holding on to this debt, God will hold onto yours. It becomes merely enlightened self-interest.
And when you stand praying, if you hold anything against anyone, forgive them, so that your Father in heaven may forgive you your sins.” Mark 11:25
BLESSING AND CURSES Derek Prince